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If your employer runs payroll on Adytum, your W-2 imports itself. Everyone else: snap-simple manual entry. Free federal estimate.

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Adytum Tax uses your tax information only to prepare your estimate. We ask your permission explicitly (modeled on IRC §7216 consent practice):

Tax year 2025
Tax year 2026
Estimated federal refund
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Income documents

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Your household

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Open only what fits — skip the rest. Everything saves together.

💵 Tips or overtime pay New deductions — keep more of what you earned
👶 Childcare costs Daycare, after-school care, summer camp
🧮 Childcare credit calculator (Form 2441)
🏥 Health: HSA or marketplace insurance HSA contributions; healthcare.gov plans use your 1095-A above

Marketplace insurance? Add your 1095-A under Income documents — enter its annual premium, SLCSP, and advance-credit amounts and we reconcile the Premium Tax Credit.

🧮 HSA contribution calculator (Form 8889)
🏠 Home & deductions Property/state taxes, donations, big medical bills

Mortgage interest comes from your 1098 document above. We automatically use whichever is larger: your itemized total or the standard deduction.

🧮 Itemize vs. standard calculator (Schedule A)
🎓 Student loans, college & retirement savings Tuition credits, IRA, student loan interest
🧮 Education credit calculator (Form 8863)
🧮 IRA deduction calculator
📈 Side income & investments Gig work, stock sales, anything else
🧮 Self-employment / SE-tax calculator (Schedule C + SE)
🧮 QBI deduction estimator (Form 8995)
🧮 Capital gains calculator (Schedule D)
🧾 Tax payments you already made Quarterly estimates, last year's tax for safe-harbor
🧮 Estimated-tax / safe-harbor calculator (Form 1040-ES)
Adytum Tax — Federal Return Worksheet (prepare-only, not filed)

Your estimate, explained

See the full IRS line-by-line every number that built your estimate

What-if & Maximize

Every number here is your real return re-computed with hypothetical inputs — same engine, full 1040 math. Nothing you try here is saved.

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Each what-if sets that amount for the year (replacing what you've entered) and re-runs your entire federal return.

Adytum Tax prepares a software-computed federal estimate with a full source trail. It is not tax advice and does not file your return. Estimates use IRS parameters retrieved on dated snapshots. © Adytum.